About
Stephen Omukoko Okoth
Economist, operator, and product builder
LeadAfrik turns African public economics into something you can actually use — analysis grounded in data, decision tools with visible assumptions, and a classroom built for working practitioners.
New: Mwalimu AI tutor + Tableau, Power BI, Climate Finance courses→Education
Oberlin College, Class of 2025
Current work
Research Analyst, Equilar
Markets exposure
Morgan Stanley fixed income
Languages
English and Swahili
Chicago, Illinois, and Kenya
The mission
Built at the intersection of economics, capital markets, and product.
LeadAfrik sits at the intersection of economics, capital markets, and product building. The work is to turn complex systems — fiscal policy, public procurement, household finance, market infrastructure — into things that readers, analysts, and operators can actually use.
That ambition shows up across the platform: editorial analysis grounded in source data, decision tools and economic models with inspectable assumptions, a working classroom for the analytical skills the work demands, and a small line of market products built for African users. Quality is the moat. Transparency is the method.
Principles
How we work.
Quality is the moat
Everything published here is grounded in primary sources. Analysis cites data. Tools show every assumption. The standard is not good enough — it is accurate and useful.
Transparency is the method
Economic models with inspectable assumptions. Decision tools where you can see the logic. Editorial work that links to source material. No black boxes.
Free where it matters
The tools, models, and analysis that help the most people are free. Classroom access and skills tests carry a modest fee so the platform stays independent.
Built for practitioners
Not textbooks. Real analysts, operators, students, and policymakers working with African data on African problems. Accessible without being shallow.
Focus areas
Public economics
Kenya-focused policy explanation, fiscal analysis, and evidence-based writing that stays accessible.
Decision tools
Interactive models that help households and operators reason through tradeoffs in real time.
Market infrastructure
Marketplace and workflow products designed to improve trust, discovery, and execution.
Background
Economics training, market exposure, product work.
2025 — present
Research Analyst, Equilar
Executive compensation, governance, and corporate datasets. Chicago.
Summer 2024
Morgan Stanley Fixed Income
Sales, trading & structuring analyst. Reverse-engineered mortgage analytics.
2025
Oberlin College, Class of 2025
Mathematical Economics, honors. Student commencement speaker. Comfort Starr Prize.
2023 — present
LeadAfrik & product studio
Public economics platform plus market products in property ops, addressing, civic reporting, agriculture, and care.
40+
Free tools & calculators
8
Interactive economic models
10+
Skills tests & certificates
5+
African markets covered
On this platform
Four working surfaces, one platform.
Learn · featured
A real classroom, not a reading list.
Courses across data analysis, finance, and economics. Live in-browser practice environments. Verifiable certificates. Mwalimu AI tutor. Two reference libraries.
Open the learning hub→
Finance Explained
Every instrument, plainly.
Mutual funds, hedge funds, ETFs, REITs, T-bills, sukuk, derivatives, SACCOs.
Institutions Atlas
Who runs the money.
CBK, KRA, CMA, NSE, RBA, SASRA, IMF, World Bank, AfDB, AfCFTA, FATF.
Decide
Finance Tools
Free finance and economics calculators across personal money, wealth, investing, business, tax, and macro — region-aware for Kenya, Nigeria, South Africa, the UK, and the US.
Open →
Theory
Economic Models
Eight canonical models — Supply & Demand, IS-LM, Phillips Curve, Solow, DSGE, and more — each with theory and an interactive playground.
Open →
Read
Analysis & Data
Long-form analysis on African public economics, alongside curated documents, datasets, and a monthly Kenyan macro snapshot.
Open →
From Africa, for the world
Built in Nairobi. Sold globally.
Anchored in African data — pension portfolios, Eurobonds, mobile-money flows — but the skills travel. Certificates are verifiable on the public web. Get in touch for custom cohorts or institutional access.
Other products
The rest of the studio.
Targeting friction points in African markets — addressing, civic reporting, property operations, and more.
Career tools
LiveResume Builder
A resume builder that runs in your browser: fill a simple form and watch a polished resume update live, choose from industry-standard single-column templates designed to pass applicant tracking systems, optionally import and tidy your old resume with AI, then download a crisp, text-based PDF. Your details stay on your device.
Open Resume Builder ↗
Documents
LiveMakeover
Two modes. Résumé: drop your resume (PDF, Word or text) and AI restructures it into clean, ATS-friendly sections and a polished template, ready in the builder to refine and download. Document: drop any PDF or Word file and AI fixes the messy formatting and structures it with clear headings and spacing, then you download a polished PDF. It keeps your words and never invents.
Open Makeover ↗
Career tools
LiveResume Tailor
Give it your resume (paste, PDF, or your current one) and the job description, and AI reorders, selects and rephrases your existing experience to match the role in a natural, real voice. It never invents or exaggerates, avoids em dashes, and shows what matched the job and what is genuinely missing. The tailored resume opens in the full builder to review and download.
Open Resume Tailor ↗
Career tools
LiveCover Letter
The companion to the Resume Builder and Tailor: pull in the resume you built (or upload one), paste the job description, and AI writes a tailored cover letter using only your real experience and the role's needs. It never invents claims, edits live with a letterhead preview, and downloads as a text-based PDF.
Open Cover Letter ↗
Career tools
LiveInterview Prep
Enter the role (and paste the job description for a tailored set), pick seniority and focus, and get realistic interview questions grouped by type (behavioural, role-specific or technical, motivation and fit), each with a concise way to approach it and a STAR example skeleton, plus strong questions to ask the interviewer and prep tips. It never fabricates your experience.
Open Interview Prep ↗
Everyday tools
LivePDF Extractor
Drop in any PDF or Word document and extract its full text right in your browser, page by page. Copy or download the plain text, then optionally let AI clean up the formatting, summarise it, or turn it into a structured outline you can plan from. The file never leaves your device; only text you choose to process is sent for AI.
Open PDF Extractor ↗
Documents
LiveOffer Letter Generator
A complete offer-letter builder: fill in company and candidate details, the role and work arrangement, compensation (salary, signing bonus, variable pay, equity), benefits, working hours, probation, contingencies and any custom clauses, and watch a polished letter build live. Download a clean multi-page PDF, or hand it straight to the Sign a PDF tool with an acceptance signature line ready — all in your browser, nothing uploaded.
Open Offer Letter Generator ↗
Documents
LiveSign a PDF
Upload a PDF, create a signature by drawing it or typing your name, then click to place it on any page, drag to position and resize. Add dates or text too. Download a properly signed PDF, rendered with pdf.js and embedded with pdf-lib entirely in your browser.
Open Sign a PDF ↗
Documents
LiveID Photo Maker
A complete passport-photo studio that runs entirely in your browser, even offline. Upload a photo or use your camera, pick a document preset (US passport/visa/DV lottery 600x600 under 240KB, UK, Schengen, Canada, Australia, India, China, Kenya, Nigeria, South Africa, or a custom size), then frame your face in a live crop with drag, scroll/pinch zoom and face guidelines (head about 70-80% of the height). It flattens the background to pure white with a tolerance-based corner flood-fill you can tune, shows the original and finished result side by side, warns if your photo is too low-resolution, and binary-searches the JPEG quality to land just under the size limit. Download a single JPEG, or a printable 2x2 (four-up A4) or 4x6 (six-up) PDF sheet with crop marks. Each preset has a plain-language requirements panel. Your photo never leaves your device.
Open ID Photo Maker ↗
Content & design
LiveBackground Remover
A private alternative to remove.bg that runs entirely in your browser: drop in any image and an on-device matting model (IS-Net) cleanly separates the subject from the background, hair and edges included. Keep it transparent or drop in a solid colour, then download a PNG or JPG. Works for people, products, pets and objects, with no sign-up, no watermark, and your image never leaving your device.
Open Background Remover ↗
Immigration
LiveSTEM OPT Extension
Everything an F-1 student needs to plan a STEM OPT extension in one place: an eligibility check, a deadline calculator (earliest and latest filing, the 24-month period, and the 180-day continued-work window from your EAD date), an I-765 application checklist, an I-983 training-plan guide, and a reporting tracker with 6-month validation reminders and the 150-day unemployment cap. Saves to your browser. Always confirm with your DSO and USCIS.
Open STEM OPT helper ↗
Students
LiveGPA & Credential Converter
Two tools in one: convert a grade from common systems (percentage, CGPA, degree classes) to an approximate US 4.0 and letter, and calculate your weighted GPA from your courses and credit hours. For students and immigration planning; official credential evaluators remain authoritative.
Open GPA Converter ↗
Marketing
LiveAd Studio
A marketing copilot: enter your offer, audience and tone, and AI writes tailored ad copy for every major platform at once — Google search headlines and descriptions, Meta primary text, LinkedIn, X posts, TikTok hooks and email subject lines — each within the platform's limits, with optimisation tips. Paste an existing ad to optimise it instead. It never invents claims, and one-click copy buttons make it easy to ship.
Open Ad Studio ↗
Business tools
LiveInvoice Generator
A freelancer-friendly invoice generator: add your business and client details and line items, and the subtotal, discount, tax and total calculate automatically. Pick a currency (USD, KES, NGN, ZAR, GBP and more) and an accent colour, then download a clean, text-based PDF. Your details stay in your browser.
Open Invoice Generator ↗
Content & design
LiveSocial Card Maker
Paste a quote, hot take or announcement, choose a gradient background, a size (square, portrait, Twitter, landscape), a font and alignment, and download a beautiful PNG card with your name and handle. Rendered on a canvas entirely in your browser.
Open Social Card Maker ↗
Personal productivity
LiveKanban Board
A clean Kanban board for projects and to-dos: add cards, drag them between columns, colour-code them, rename and add lists, and keep several boards. Everything saves to your browser, no account needed.
Open Kanban ↗
Personal productivity
LivePersonal OS
A private 'second brain' that runs entirely in your browser: set goals with milestones and progress, write the operating principles you live by (one greets you each day), keep colourful sticky notes and a dated journal, capture ideas with tags, and tend a personal network with check-in nudges when it's been too long. Export a JSON backup any time — nothing is ever uploaded.
Open Personal OS ↗
Everyday tools
LiveToolkit
An everyday toolbox that runs entirely in your browser: generate QR codes, turn images into a PDF, merge/split PDFs and render PDF pages to images, convert and compress images, format JSON, convert CSV↔JSON, encode Base64 and URLs, and generate passwords, UUIDs and hashes — 20 tools in all. Your files and text never leave your device.
Open Toolkit ↗
Mentorship
LiveMentor
A mentorship platform built around shared circles: a mentor creates a circle and invites mentees (and co-mentors), then together they set goals with progress tracking, schedule sessions with agendas and notes, assign action items, share resources, and post check-ins between meetings — with a dashboard that keeps everyone aligned.
Open Mentor →
Economics & simulation
LivePolicy Sandbox
An interactive macroeconomic sandbox: move the policy levers (central-bank rate, government spending, taxes, tariffs), fire shocks (oil, global slowdown, drought, capital flight), and watch a transparent model project inflation, growth, unemployment, public debt and the exchange rate over ten years — with a plain-English verdict on the trade-offs.
Open Policy Sandbox ↗
Events & community
LiveEvents
A public events board where anyone can list an event in minutes: date and time, venue with a map and directions, price, tickets and contact — then browse what's on by category, city and date. Mark yourself interested, and manage your listing with a private link, no account required.
Open Events →
Games & puzzles
LiveGames
A browser arcade of quick, no-sign-up games for every mood: timed mental-math sprints, the 2048 and memory puzzles, Simon, a general-knowledge trivia quiz, board games (Tic-Tac-Toe and Connect Four) against a sharp computer or a friend, and pass-and-play charades for groups. High scores save on your device.
Open Games ↗
Group savings
LiveChama
A group-savings platform for chamas, SACCOs and table-banking groups. Members create an account and share one set of books from any device: monthly contributions and the merry-go-round rotation, loans with interest and repayments, roles and permissions, shareable invites, and a ledger every member can see.
Open Chama →
Design & engineering
LiveCreativeSandbox
An in-browser design studio where you place walls, roofs, pools, beams and primitives on a snap-to-grid 3D canvas, edit their materials and dimensions, and run a structural simulation that flags overloaded members, unsupported spans, and what would buckle under too much pressure.
Open CreativeSandbox ↗
Conflict resolution
LiveSame Page
A conflict-resolution tool where two people each share their side of a disagreement and an AI mediator returns a calm, neutral read — what each is really saying, the common ground, and concrete next steps. Works with a shared code, no login required.
Open Same Page →
Money
LiveBudget Tracker
A simple personal budget and expense tracker: log income and expenses with categories, switch months, see totals and your 50/30/20 needs/wants/savings split, a breakdown of where money went, and export to CSV. Multi-currency (KES, NGN, ZAR, USD and more). Everything stays in your browser.
Open Budget Tracker ↗
Money
LiveM-Pesa Fee Calculator
Type an amount and see the M-Pesa fee to send to a registered user, the agent withdrawal fee, and the combined cost to send and cash out, plus a reminder that Buy Goods and Pay Bill are usually free. Includes the full fee bands. Indicative rates; confirm current Safaricom tariffs.
Open M-Pesa Calculator ↗
Money
LiveBill Splitter
The fair way to share costs with a group: add everyone, then log each expense with who paid and who it should be split among (default everyone). It tracks each person's balance — who is owed and who owes — and works out the simplest set of payments to settle everyone up. Multi-currency, with a printable summary. Everything stays in your browser.
Open Bill Splitter ↗
Money
LiveSavings Goal Tracker
A motivating way to save toward what matters: create goals with a target amount and an optional deadline, log contributions as you go, and watch each progress bar fill. For dated goals it tells you how much to set aside per month or per week to finish on time, and flags when you are ahead or behind. Multi-currency, and everything stays in your browser.
Open Savings Tracker ↗
Travel
LiveTravel Checklist
A smart travel checklist that builds itself around your trip: pick the type (beach, safari, city break, business, hiking, family and more), the climate and length, and toggle add-ons like international, camping, kids or photography. It generates a tailored list across pre-trip tasks, documents and money, health, electronics and clothing (quantities scale with your days), with international-only items appearing when you need them. Check things off, add your own, and print it.
Open Travel Checklist ↗
Travel
LiveWander
A personal travel planner that feels like advice from a well-travelled friend. Tell it your destination, dates, who is going, your trip style and budget, and it builds a day-by-day itinerary: activities for each part of the day with durations, costs and insider tips, recommended lunch and dinner spots, how to get around, and one hidden gem most tourists miss every single day. It adds practical info (best time to go, currency and tipping, key phrases, safety, packing, visa guidance, emergency numbers) and an honest per-day budget. Drag activities around, tick them off, add your own, swap a meal, add rest days and notes, then save it or export to a clean PDF or WhatsApp-ready text. Private and free, no account.
Open Wander ↗
Address infrastructure
LivePINI
A Kenya address-resolution and location-intelligence platform designed to turn raw coordinates into reusable, verifiable location records for last-mile delivery and operations.
Open PINI →
Civic reporting
LiveTukomacho
An anonymous corruption-pattern reporting map for Kenya that keeps submissions private and exposes only thresholded public hotspots.
Open Tukomacho →
Humanitarian
LiveHumanity Wall
A web platform built around a shared wall for humanity — a public space to stand with humanitarian causes and the people affected by them.
Visit Humanity Wall ↗
Property operations
LiveRentflow
A property-operations workspace for rent collection, occupancy, service recovery, notices, and portfolio control.
Open Rentflow →
Marketplace
LiveAgrisoko254
A Kenyan agricultural marketplace connecting farmers, traders, agrovets, and buyers across all 47 counties.
Visit Agrisoko254 ↗
Consumer product
LiveJali
A privacy-first care coordination app for families and close friends, built around reminders, shared care groups, and exportable journals instead of feeds or contact scraping.
Open Jali ↗
Education operations
LiveMwalimu Mkuu
Mwalimu Mkuu is the operating system for a Kenyan primary school head teacher. A Command Centre shows nine live school-health scores and one attention feed — open it and know exactly what needs acting on. Tasks, compliance, staff, learners, finances by vote head, FPE capitation, the calendar, BOM minutes, the Section 40 attendance duty, a Knowledge Vault and decision support sit underneath. Katibu — the AI secretary — reads all of it to brief, draft and recommend. Invite a class teacher and they get their own workspace: CBC SBA markbook, attendance, lesson plans, messages and their own Katibu. Everything saves to a LeadAfrik account and syncs across devices.
Open Mwalimu Mkuu →
Get in touch
Always open to a thoughtful conversation.
Research collaboration, course feedback, missing tools, public-policy questions — write any time.
Replies usually within 48 hours.
Related
Keep exploring.
If the brief made you curious, these are the most-visited corners of the platform.
Tools
Finance Tools Suite
33 free calculators across personal money, wealth, investing, business, tax, and macro. Region-aware.
Probability Lab
World Cup 2026 prediction model
The probability project — open methodology, 77% backtested accuracy on three prior tournaments.
Standards
Editorial standards
How LeadAfrik researches, sources, fact-checks, and corrects its public-economics analysis.
Contact
Get in touch
Speaking, analysis requests, dataset partnerships, or general questions.