Smart Money &
Economics for Kenyans
Real economics. Real money. Real Kenya. 🇰🇪
Takes 2 minutes · Google Form · No payment needed upfront
Why this course exists
Smart Money & Economics for Kenyans is an 8-week online course that equips ordinary Kenyans with the economic and personal finance knowledge to make smarter decisions — from managing debt and building savings, to understanding why prices rise, how taxes work, and where Kenya sits in the global economy.
"Every concept is taught through a Kenyan lens. No abstract theory — real data from KNBS, CBK, and KRA. Real news stories. Real-life scenarios that mirror your daily decisions."
— Course philosophy
Who should attend
- ✓Small business owners and market traders (wafanyabiashara)
- ✓Farmers, agripreneurs, and cooperative members
- ✓Young professionals, recent graduates, and students
- ✓Employees who want to understand wages, taxes, and cost of living
- ✓Anyone who has ever asked: why is everything getting more expensive?
What you will gain
- →Understand why prices rise and fall in Kenyan markets
- →Make smarter personal finance decisions — budgeting, saving, avoiding debt traps
- →Understand how M-Pesa, Fuliza, SACCOs, and digital credit reshape your finances
- →Read and interpret the national budget and government tax policies
- →Apply economic thinking to price your business, negotiate wages, and plan your future
- →Earn a digital Certificate of Participation
Everything you need to know
Start Date
Saturday, 9 May 2026
Schedule
Every Saturday · 10:00 AM – 12:00 PM EAT (2 hours)
Platform
Zoom (live) + YouTube Unlisted (recordings) + WhatsApp Community
Materials
Slides, case studies, and readings shared via Google Classroom every Friday
Language
English — key terms paired with Swahili / Sheng throughout
Fee
KES 1,200 (covers all 8 sessions, materials, recordings & certificate)
Certificate
Digital Certificate of Participation — awarded for attending 6 of 8 sessions
Data tip
Keep camera off to save data — audio + slides is sufficient
8 weeks. 8 topics. All Kenya.
Introduction to Economics & Personal Finance
Scarcity, choice, opportunity cost — and what they mean for your money
Supply, Demand & Market Prices
Why unga, fuel, and matatu fares rise and fall
Inflation & the Cost of Living
CPI, shilling depreciation, real vs nominal wages
Personal Finance & the Digital Economy
Budgeting, M-Pesa, Fuliza, SACCOs, and mobile loans
Jobs, Wages & the Informal Sector
Labour markets, jua kali economy, and income inequality
Government, Taxes & Public Debt
KRA, the national budget, devolution, and Kenya's debt burden
Business, Pricing & Entrepreneurship
Costs, margins, break-even, and the Hustler Fund
Global Trade & Kenya in the World
EAC, exports, and the KES/USD exchange rate
Every Saturday follows the same structure
| Segment | Duration | Description |
|---|---|---|
| Recap & news link | 10 min | Current Kenyan economic news item linked to the week's topic |
| Main lesson | 60 min | Core concept taught with slides, real KNBS/CBK data, and Kenyan examples |
| Case study & discussion | 30 min | Small group analysis of a real Kenyan scenario |
| Q&A session | 15 min | Open floor — no question is too basic |
| Recap & assignment | 5 min | Key takeaways summarised; optional reflection task via WhatsApp |
Stephen Omukoko Okoth
Economist · Entrepreneur
From Nairobi, Kenya
Stephen graduated from Oberlin College with a B.A. in Economics with Honours (3.82 GPA) — concentrations in Mathematical Economics and Business — and was selected as Oberlin's 2025 Student Commencement Speaker. He won the Comfort Starr Prize in Economics, the college's top economics award.
He has worked as a Fixed Income analyst at Morgan Stanley in New York, evaluating structured financing transactions across institutional portfolios worth hundreds of millions of dollars, and currently works as a Research Analyst at Equilar on corporate governance and executive compensation.
Stephen is the founder of Agrisoko254.com — Kenya's agricultural digital marketplace — and LeadAfrik, a platform equipping Kenyan university students with financial literacy and leadership skills. He is a Newman Civic Fellow and Earth Prize Mentor of the Year.
"Economics is not a subject — it is the language of everyday life. Every Kenyan deserves to speak it fluently."
Digital Certificate of Participation
A personalised digital Certificate of Participation is awarded to everyone who attends at least 6 of the 8 sessions (live or recorded). Certificates are professionally designed and delivered via email — including course title, dates, and your name.
No written exams. Assessment is based on participation, weekly WhatsApp discussions, and a short Economic Diagnosis exercise in Week 8.
Ready to understand your economy?
KES 1,200 · 8 Saturdays · Starts 9 May 2026
Includes all sessions, materials, recordings, WhatsApp community access, and Certificate of Participation.
Register Now — KES 1,200 →Questions? Contact omukokookoth@gmail.com
Real economics. Real money. Real Kenya. 🇰🇪