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Guide

How to generate a payslip in Kenya

Section 27 of the Employment Act requires every Kenyan employer to give employees a written statement of wages each pay period. Here is what it must include, and how the 2024 deductions — PAYE, new NSSF, SHIF and Housing Levy — are calculated.

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A Kenya payslip must show: employer name and address, employee name and designation, pay period, gross earnings broken down by component (basic + each allowance), each deduction itemised with its name, and net pay. Failure to issue payslips is an offence under the Employment Act. Digital payslips sent by email are legally valid — there is no requirement for a printed document.

The 2024 PAYE bands (monthly): KES 0–24,000 at 10%; KES 24,001–32,333 at 25%; KES 32,334–500,000 at 30%; KES 500,001–800,000 at 32.5%; above KES 800,000 at 35%. A personal relief of KES 2,400 per month is deducted from the gross tax. PAYE must be remitted to KRA via iTax by the 9th of the following month. Late remittance attracts a penalty of 5% of the unpaid amount plus 1% per month interest.

Three new deductions have been added since 2022: NSSF (new rates under the NSSF Act 2013, Tier I at 6% of first KES 7,000 = max KES 420; Tier II at 6% of the next KES 29,000 = max KES 1,740; total employee maximum KES 2,160); SHIF at 2.75% of gross salary with no cap, which replaced NHIF in October 2023; and the Affordable Housing Levy at 1.5% of gross from the employee, matched by 1.5% from the employer, introduced in February 2023. Small employers who were still using the old NHIF rates of KES 150–1,700 are now out of compliance.

The most common payroll mistakes in Kenyan SMEs: not deducting Housing Levy, using old NHIF rates instead of SHIF, not issuing payslips at all, and remitting statutory deductions late. These attract KRA penalties, NSSF penalties, and potential Employment Act liability. The Kenya Payslip Decoder shows an employee their net pay from a gross — useful for verifying that deductions on an existing payslip are correct.

Frequently asked questions

Is it a legal requirement to issue payslips in Kenya?

Yes. Section 27 of the Employment Act 2007 requires every employer to give each employee a written statement of wages at or before each payment of wages, showing: the gross wages earned, the amount and reason for each deduction, and the net wages paid. Failure to comply is an offence. Digital payslips (email or WhatsApp PDF) are legally valid. There is no prescribed format, but the statement must clearly itemise deductions — a lump-sum deduction without explanation is non-compliant.

What are the 2024 PAYE tax bands in Kenya?

Monthly PAYE (2024, KRA): KES 0–24,000 = 10%; KES 24,001–32,333 = 25%; KES 32,334–500,000 = 30%; KES 500,001–800,000 = 32.5%; above KES 800,000 = 35%. Less personal relief of KES 2,400/month. Example: gross salary KES 80,000 — tax on first KES 24,000 = KES 2,400; on next KES 8,333 = KES 2,083; on remaining KES 47,667 = KES 14,300; gross tax = KES 18,783; less personal relief KES 2,400 = PAYE of KES 16,383.

What are the new NSSF rates in Kenya from 2024?

Following the Supreme Court ruling in 2024 upholding the NSSF Act 2013: Tier I = 6% of pensionable pay on the first KES 7,000 = KES 420 employee + KES 420 employer. Tier II = 6% of pensionable pay between KES 7,000 and KES 36,000 = maximum KES 1,740 employee + KES 1,740 employer. Maximum total employee NSSF = KES 2,160/month. The old flat rate of KES 200/month is no longer compliant. NSSF must be remitted to NSSF by the 15th of the following month.

What is SHIF and how is it different from NHIF?

SHIF (Social Health Insurance Fund) replaced NHIF under the Social Health Insurance Act 2023, effective October 2023. The rate is 2.75% of gross salary with no minimum or maximum — every shilling of gross pay is included. There is no employer contribution to SHIF (unlike NHIF which had an employer equivalent). Example: KES 50,000 gross = SHIF of KES 1,375/month. SHIF is remitted to the Social Health Authority (SHA) by the 9th of the following month. Employees who were previously paying the fixed NHIF tiers (KES 500–1,700) may now pay more or less depending on their salary.

What is the Affordable Housing Levy and must all employers pay it?

Yes, all employers must deduct and remit the Affordable Housing Levy. The employee contributes 1.5% of gross salary and the employer matches with another 1.5%, totalling 3% per employee. Example: employee on KES 100,000 gross — employee pays KES 1,500; employer pays KES 1,500; total levy KES 3,000. The levy is remitted to KRA via iTax alongside PAYE by the 9th of the following month. There are no exemptions by employer size or sector — casual workers, contract staff and permanent employees are all included.

What are the penalties for late remittance of PAYE in Kenya?

Late PAYE remittance to KRA attracts: a penalty of 5% of the unpaid tax, plus interest of 1% per month on the outstanding amount. Late NSSF remittance (due by the 15th of the month) attracts a penalty of KES 200 per employee per day. Late SHIF remittance attracts a penalty of 2% of the amount due per month. Late Housing Levy is treated as PAYE — same 5% + 1% per month. Good payroll practice: deduct on payday and remit within the first 7 days of the following month, well before the 9th deadline.

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