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Rating agencies and private-sector infrastructure

GCR Ratings, Bloomfield

The Pan-African and regional rating agencies — provide local-scale ratings used in domestic capital markets where international ratings would be too granular.

Mandate

GCR Ratings (now part of Moody's) and Bloomfield Investment Corporation are the most active African-focused rating agencies. Operate national and regional rating scales — e.g. 'AAA(KE)' for the strongest issuer on a Kenyan-only scale, distinct from a global AAA.

How it works

Same fundamental analysis as global agencies, but the rating distribution is calibrated within a single country or region — meaning a 'AAA(KE)' is the strongest issuer in Kenya, not the strongest in the world. Used by domestic regulators and pension rules that reference local-scale ratings.

Why it matters

Kenyan corporate bond issuance, bank Tier-2 capital, and domestic-rated structured finance all reference local-scale ratings. Pension-fund investment policies typically include floors for minimum local rating.

What to watch

Rating actions on Kenyan banks, insurers, and corporates. Annual industry rating reviews.