Disclaimer

All content on LeadAfrik Public Economics Hub — including articles and analysis, calculators and tools, courses and skills tests, and how-to guides — is provided for general information and educational purposes only. It is not, and must not be relied on as, professional advice.

Nothing on this platform constitutes financial, investment, legal, tax, accounting or other professional advice, and no content should be treated as a recommendation to buy, sell or hold any financial product, security or asset, or to adopt any particular tax, legal or business position. Using this site does not create any professional, advisory or fiduciary relationship between you and LeadAfrik.

Your circumstances are unique. Before acting on anything you read or compute here, consult a qualified professional — a licensed financial adviser, advocate, tax agent or accountant — and verify the position with the relevant authority (for example the KRA, CBK, CMA, SHA, NSSF or the eCitizen and Ardhisasa portals).

Our calculators and tools produce estimates based on the inputs you provide and on rules and rates that change over time. Statutory figures — PAYE bands, SHIF, NSSF, the Housing Levy, VAT, stamp duty, M-Pesa tariffs and the like — are maintained to the best of our ability against their official sources, but they can change without notice, and errors are possible. Always confirm the current figure with the official source before you rely on it for filing, payment, budgeting or any binding decision. Outputs are indicative, not a substitute for a professional calculation.

We work hard to keep information accurate, grounded in named sources, and current, and we correct errors when we find them. Even so, we make no warranty — express or implied — that any content is accurate, complete, current or fit for a particular purpose. Content may be updated or removed at any time.

This site links to third-party websites, products and services (including software vendors and providers we compare in our buyer’s guides). Those links are provided for convenience and information. We do not control, endorse or guarantee any third party, their content, pricing or availability, and we are not responsible for your dealings with them. Some outbound links may be affiliate links — see our affiliate disclosure.

Some content, summaries and answers on the platform are generated or assisted by AI. AI can be wrong, even when it sounds confident. Treat AI output as a starting point, not a final authority, and verify anything factual — especially money, tax and legal figures — before you act on it.

To the fullest extent permitted by law, LeadAfrik and its team accept no liability for any loss or damage — direct, indirect, incidental, consequential or otherwise — arising from your use of, or reliance on, anything on this platform. You use the site, the tools and the content at your own risk.

This disclaimer forms part of, and should be read together with, our Terms of Use and Privacy Policy. If any part of this disclaimer is found unenforceable, the rest continues to apply.