Play · Game

Tontine

A rotating savings circle — five members, twelve rounds, one pot per round. You contribute 1,000 KES each round; one member walks home with the lot. The catch isn’t the maths, it’s the trust. People default. People have emergencies. Sometimes the right thing for the circle and the right thing for your wallet point in opposite directions.

Meet the chama

Four characters, four ways of relating to money. Your fifth seat is the player’s.

🧵

Wanjiru

Reliable

Tailor. Saves for inventory. Pays on the first of every month, has done so for years.

🚜

Kiprop

Strapped for cash

Smallholder farmer. Cash-flow is seasonal; school fees and inputs hit at the worst times.

💼

Amina

Wealthy

Civil servant. Steady salary, side hustle in real estate. Treats the chama as a formality.

🎲

Otieno

Volatile income

Matatu owner. Income swings with fuel, fares, and the occasional impound.