The monthly payment is the standard reducing-balance amount — the same maths a bank or SACCO uses — so it matches your statement. Log repayments and the 'left to pay' and progress bar update. The Priority column ranks your loans by interest rate, so clearing the highest-rate one first (the 'avalanche' method) costs you the least in interest overall.
The Dashboard shows your total debt, your monthly repayment burden, total interest and how much you've cleared. It opens in Excel or Google Sheets and keeps the formulas locked so the numbers stay honest.
Budgeting to clear these faster? Our free budget planner and debt-payoff calculator help you set a realistic timeline.